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YEAR 5 · MONEY AND PRACTICAL PROBLEMS · 15 MIN

Practical models

Turn a spending situation into a labelled calculation or table, then check that the answer fits the question.

In this lesson

Before you start
  • Multiply whole numbers
  • Add and subtract money
01 / LEARN

Understand the idea.

Build a small model

A model turns a real situation into quantities and calculations. For a purchase, write down the number of items, the price of each and any extra charge. Decide which charges repeat before choosing operations.

Multiply for equal-priced items, then add any fee charged once for the whole order. Keep different items on separate lines so that a ticket price cannot accidentally be treated as a group fee.

Check what the answer means

Ask what the question wants: the total cost is the amount spent; change is the part of a payment returned. Find the cost before subtracting it from the money handed over.

Check your model against the story and a rough estimate. State important assumptions, such as everyone paying the same ticket price. If a price or the group size changes, update that part of the calculation.

02 / WORKED EXAMPLES

See the method in action.

EXAMPLE 01

One fee for the group

Six students pay 4 dollars each to enter a garden. There is one 5-dollar group booking fee. Find the total.

Worked solution

  1. 1

    Find the six ticket costs.

    6×4=24 dollars

    Each of the six students pays the same 4-dollar price.

  2. 2

    Add the booking fee once.

    24+5=29 dollars

    The 5-dollar fee belongs to the whole group, rather than to each ticket.

  3. 3

    Check the model against the order.

    6×4+5=29 dollars

    The calculation includes all six entries and exactly one group fee.

Answer

29 dollars

EXAMPLE 02

Find the change

Buy 3 packs of pencils at 7 dollars each and pay with 30 dollars. Find the change.

Worked solution

  1. 1

    Find the price of three packs.

    3×7=21 dollars

    Multiplication combines three equal pack prices.

  2. 2

    Subtract the cost from the payment.

    30−21=9 dollars

    Change is the money paid beyond the purchase cost.

  3. 3

    Check the payment is accounted for.

    21+9=30 dollars

    The shop keeps the cost and returns the rest.

Answer

9 dollars

03 / YOUR TURN

Try it yourself.

Check your understanding

Four bags cost 6 dollars each. Delivery for the whole order is 3 dollars. Find the total.

Show answer & reasoning

27 dollars

The bags cost 4×6=24 dollars. Delivery is charged once, so the total is 24+3=27 dollars.

Keep practising

6 worksheet questions · 14 marks

Read the questions online
  1. Five notebooks cost 3 dollars each. Find the cost.
    2 marks
  2. Three tickets cost 8 dollars each. Add one 4-dollar booking fee.
    2 marks
  3. An order costs 37 dollars. Pay with 50 dollars. Find the change.
    2 marks
  4. Use the prices to find the total for 4 brushes and 2 trays.
    3 marks
    Art-shop prices
    ItemOne costs (dollars)
    Brush4
    Paint tray5
  5. A trip model is 8×5+6 dollars. The 8 means eight students. Explain what the 5 and 6 could mean.
    2 marks
  6. Mina says 9 tickets at 4 dollars each cost 396 dollars. Give a quick check that shows this is unreasonable.
    3 marks
Read the worked solutions

Equivalent correct methods earn the corresponding marks. Include units where asked.

  1. Five notebooks cost 3 dollars each. Find the cost.
    2 marks

    5×3=15.

    15 dollars
  2. Three tickets cost 8 dollars each. Add one 4-dollar booking fee.
    2 marks

    Tickets: 3×8=24.

    24+4=28.

    28 dollars
  3. An order costs 37 dollars. Pay with 50 dollars. Find the change.
    2 marks

    50−37=13.

    Check: 37+13=50.

    13 dollars
  4. Use the prices to find the total for 4 brushes and 2 trays.
    3 marks
    Art-shop prices
    ItemOne costs (dollars)
    Brush4
    Paint tray5

    Brushes: 4×4=16 dollars.

    Trays: 2×5=10 dollars.

    16+10=26.

    26 dollars
  5. A trip model is 8×5+6 dollars. The 8 means eight students. Explain what the 5 and 6 could mean.
    2 marks

    8×5 represents eight equal fares.

    The 6 is added once, so it can represent a group fee.

    Accept another consistent explanation.

    Each student pays 5 dollars and the group pays one 6-dollar extra charge.
  6. Mina says 9 tickets at 4 dollars each cost 396 dollars. Give a quick check that shows this is unreasonable.
    3 marks

    10×4=40.

    9×4=36.

    396 is far larger than the estimate.

    Ten tickets cost 40 dollars, so nine must cost less than 40 dollars. The exact cost is 36 dollars.
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Curriculum reference & lesson scope

Australian Curriculum v9 and SA Curriculum Mathematics 2026

Practical models; immediate/future financial plans; consumer goals; ethical/sustainable choices.

Official curriculum source ↗

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